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Blackwell Insurance Agency

DeltaPreferred Option for
Individuals and Families

Membership in Money Savers of America (MSA) is required to participate in DeltaPreferred Option.  MSA is an association that provides individuals and families with group-like benefits and cost reduction programs. MSA annual fee is currently $35.

Benefit Design
$25 individual/ $75 family deductible each benefit period.
Dependents covered to age 19.
This program pays a maximum of $750 in benefits per Covered Person during any Benefit Period.

Diagnostic and Preventative
In-Network - 100% of the Allowable Amount.
Out-of-Network - 80% of the Allowable Amount.

Not subject to deductible:
-
Initial exam
- Periodic exams
- Emergency exams
- X-rays (diagnostic)
- Cleanings (one in a 6 month  period)
- Pulp vitality test
- Child fluoride treatment (up to age 19)
- Space maintainers (for children)
- Emergency treatment (relief of pain)

Minor Services
In-Network - 50% of the Allowable Amount.
Out-of-Network - 30% of the Allowable Amount.

Subject to deductible:
-
Silver fillings (in permanent and primary teeth)
- Anterior resin fillings (tooth colored filling)
- Stainless steel crown
- Sedative filling
- Pin retention
- Crown repair
- Denture repair
- Some oral surgery (excluding any impacted teeth)
- Root canal and pulp therapy (excluding final restoration)

Major Services
In-Network - 50% of the Allowable Amount.
Out-of-Network - 30% of the Allowable Amount.

Subject to deductible:
-
Crowns (permanent)
- Recement crown
- Crown build-up
- Periodontal procedures, dentures (complete and partial)
- Denture/ partial repair
- Bridges

12 month waiting period applies.  Replacement of teeth missing prior to the effective dates are not covered.

Kentucky Rates for effective dates through 12-1-03

Single

$20.69/month

Single + Spouse

$41.39/month

Single + Child(ren)

$44.48/month

Family

$63.63/month

 


Enroll Now !


Download
Dental Application
(Requires Adobe Acrobat Reader)


Send completed applications to
:

Blackwell Insurance Agency

P.O. Box 91114
Louisville, KY 40291


This is not a contract.  It is a partial list of benefits and services. 

For additional information contact The Blackwell Insurance Agency.

Dental benefits are offered by Delta Dental Plan of Kentucky, Inc.

Blackwell Insurance Agency
502-231-7409 / email: blackwellagency@insightbb.com / FAX:502-231-7412
/ Pager: 502-721-4348

 

   
 
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